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Older people may be victims of scams and frauds like insurance, home repairs, telephone, or Internet fraud. Even friends “trusted” or family members have been known to steal money or property of a person.
The following tips may be helpful:
Do not be afraid to hang up on telemarketers. You’re not being rude. You are taking care of yourself! Remember, you can say no to any offer.
Do not give any personal information, including your credit card number or bank account over the phone unless you were the one that made the call.
Do not take money from your bank account if a stranger tells you to.
In one common scam, a thief posing as a bank employee and asks you to take money to “test” a bank teller. In one common scam, a thief posing as a bank employee and asks you to take money to “test” a bank teller.
Do not be fooled by offers that seem too good to be true. They are often scams.
Beware of deals that ask a lot of money up front and promise you more money in the future. Check with your local Better Business Bureau for more information on the registration of any company before doing business with them.
Be on guard about hiring people who come door to door looking for home repair work.
If hired to do the job, they can end up charging excessively.
You should try to check their references. Always explain the details of the work you want done in writing. Never pay for the entire job in advance.
Be sure to protect yourself:
Avoid Identity Theft:
How can someone steal your identity? Using your name, Social Security number, or credit card without permission is called identity theft and is a felony.
Do not share information about your private checking account.
Put all new and canceled checks in a safe place, report any stolen checks immediately and carefully observe your monthly bank statement.
Shred anything that has personal information about you written on it.
Be very careful when buying things Online. Web sites without security cannot protect your credit card or bank account.
Browse the information saying that a website has a secure server before buying anything Online.
Make sure it has an “S” after the “http”.
For more information check with the Federal Trade Commission to find out how to protect yourself from common Online scams that can trick you into revealing personal or financial information.
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